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Sample comparison using connected brokerage sources.
Sources attached
Carrier A
Strong fit
Appetite
Mixed-use, renovations, habitational
Commercial Appetite Guide · p. 14
Required conditions
- GC experience on 5+ similar projects
- No lapse in prior insurance
- NFPA 13 sprinkler system
Builder’s Risk Manual · p. 21
Exclusions
Earth movement · Flood · Wear and tear
Policy Form BR 00 21 04 22
$25K deductible · Replacement cost · $3M occurrence limit
Carrier B
Possible
Appetite
Mixed-use and renovation projects
Appetite Enhancements · p. 8
Required conditions
- GC experience on 10+ similar projects
- 25% minimum equity
- Written retrofit plan before binding
Construction Guide · p. 11
Exclusions
Earth movement · Flood · Named storm
Policy Form BR 12 01 23 19
$50K deductible · ACV · $2M occurrence limit
You could ask nextWhat additional information do we need before submitting?
Illustrative example · Sample carriers, conditions, and policy references
1Ask in your AIShare the scenario in ChatGPT or Claude.
2Retrieve guidanceBinder brings in relevant source material.
3Review the evidenceCompare guidance and exact citations.
4Move with confidenceAdvance the best-fit submission.