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Compare our approved carrier guidance for this renovation. What conditions should I check before submitting?

$1.8M mixed-use renovation

Providence, Rhode Island

Project type
Mixed-use renovation
Property
5 stories · Retail + 8 units
Total insured value
$1,800,000
Construction
Masonry · Built 1925
Coverage
Builder’s risk
Deductible
$25,000
Your AI + Binder

Sample comparison using connected brokerage sources.

Sources attached

Carrier A

Strong fit

Appetite

Mixed-use, renovations, habitational

Commercial Appetite Guide · p. 14

Required conditions

  • GC experience on 5+ similar projects
  • No lapse in prior insurance
  • NFPA 13 sprinkler system
Builder’s Risk Manual · p. 21

Exclusions

Earth movement · Flood · Wear and tear

Policy Form BR 00 21 04 22
$25K deductible · Replacement cost · $3M occurrence limit

Carrier B

Possible

Appetite

Mixed-use and renovation projects

Appetite Enhancements · p. 8

Required conditions

  • GC experience on 10+ similar projects
  • 25% minimum equity
  • Written retrofit plan before binding
Construction Guide · p. 11

Exclusions

Earth movement · Flood · Named storm

Policy Form BR 12 01 23 19
$50K deductible · ACV · $2M occurrence limit
You could ask next

What additional information do we need before submitting?

Illustrative example · Sample carriers, conditions, and policy references

1Ask in your AIShare the scenario in ChatGPT or Claude.
2Retrieve guidanceBinder brings in relevant source material.
3Review the evidenceCompare guidance and exact citations.
4Move with confidenceAdvance the best-fit submission.

Built for the producer workflow

Keep attention on clients, not documents.

Faster market selection

Surface the likely fits and the conditions that matter before the producer invests time in a full submission.

Consistent guidance

Help new and experienced producers draw on the same approved sources in ChatGPT or Claude.

Answers your team can review

Review the relevant source references, then ask follow-up questions to understand the details.